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Student Loans need to be current in order to qualify for a mortgage
#1
If you are planning on applying for a mortgage, your student loans needs to be in good standing and not in collections nor late. Any student loans that are behind in payment will automatically disqualify a mortgage loan applicant from qualifying for a mortgage loan. Student loans are government backed loans and you cannot be delinquent in any government loans if you are applying for a conforming mortgage loan program.

 
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#2
Here is an article on deferred student loans

http://gustancho.com/deferred-student-loans/

 
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