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No escrow
Does a client choose not to be escrowed?

Escrows cannot be waived for any mortgage loan borrower with loan to values higher than 80% LTV. It is mandatory that they have escrows for mortgage loan borrowers who has less than 20% equity. Mortgage loan borrowers with 20% or more in equity or lower than 80% loan to value can select to waive escrows. There is normally a 0.25% price adjustments if a mortgage loan borrower waives escrows.


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