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less than perfect credit
#1
What does it mean? it means "bad credit", right?


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#2
Less than perfect credit means that the mortgage loan applicant has had prior credit issues such as late payments, open collections, judgments, tax liens, charge offs, prior bankruptcy, foreclosure, deed in lieu of foreclosure, short sale, and lower credit scores because of no credit, not enough credit, bad credit, or too much balance on credit cards.

 
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