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Investment Property
Fannie Mae and Freddie Mac have what guidelines for investment property?
Fannie Mae's mortgage lending guidelines for investment properties is normally 15% down payment minimum. Many investment property mortgage lender have their own overlays and require 20% down payment. If you want to use 75% of the potential income on the investment property purchase, you need to put a 25% down payment then you can use 75% of the potential rental income to qualify for debt to income ratios.


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