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Hazard Insurance
What is the Fannie Mae hazard insurance coverage minimum?
There is no minimum hazard insurance imposed by Fannie Mae and/or Freddie Mac or HUD. Hazard insurance is imposed by the individual mortgage lender and the minimum hazard insurance required depends on the individual mortgage lender. Most mortgage lenders want the loan amount covered via the homeowners insurance. Some mortgage lenders may require more such as replacement cost.


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