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fixed rate or adjustable rate
which one is better?

Adjustable rate mortgages have a lower interest rate than fixed rate mortgages. If you are planning on only living at your home short term, then ARM is better. If you are planning on living at your new home purchase long term, then fixed rate mortgages is better because your rate will be fixed for 30 years instead of worrying about your mortgage rate adjusting to a higher rate after the fixed rate period is over on an adjustable rate mortgage.


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