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If you have multiple high interest debts such as double digit interest rates on credit cards and you have equity in your home, you may want to explore refinancing your home by doing a cash-out refinance mortgage loan and use the proceeds to pay off your high interest credit cards or other high interest debts. You can do a cash-out refinance on a conventional loan up to 80% loan to value and you can go up to 85% loan to value on a FHA cash-out refinance mortgage loan. Here is an article on cash-out refinance mortgage to consolidate your debts:



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