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California Housing Market Appreciating
Homes in all parts of California are appreciating and have been appreciating in value for the past several years. Homeowners who had underwater mortgages are now available to sell their homes and purchase new homes. Areas in Los Angeles, San Diego, San Francisco, San Jose, Sacramento, Beverly Hills, Torrance, Irvine, and other parts of California have seen double digit property value returns since 2010.

Many homeowners who have purchased their home in California recently via FHA Loans can now refinance their California mortgage loans out of FHA loans and into conventional loans and avoid paying the high FHA mortgage insurance premium. Many California homeowners do not realize that their homes have appreciated 20% or more in value where many times a homeowner can refinance out of their current California FHA mortgage loan and qualify for a California conventional loan and not have to pay any private mortgage insurance. Here is an article on California refinance mortgage loans:



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